Axis Bank Home Loan

Base Rate	10%
Floting Interest Rate	[loan up to 25 lacs - 10.75%] [from 25 to 75 lacs - 11%] [above 75 lacs = 11.25%]
Fixed Interest Rate	11.75%
Processing Fee	0.5% of the loan amount + Government service tax
Part Pre payment charges	Nil for floating rate;
Full closure charges	[Floating rate - Nil] [Fixed rate - 2% on the outstanding amount]
Max Loan to Value ratio	85% of the documented cost subject to 80% on market value
Franking Charges	0.2% of the loan amount
Insurance Charges	At actuals; As applicable

Other Charges
Switching Charges (Fixed to Floating or vice-a-versa)	Switching from the floating rate scheme to the fixed rate scheme will attract a fee of 1% and switching from the fixed rate scheme to floating rate scheme will attract a fee at 2% on the outstanding principal, with a minimum of Rs. 5000/-.
Repayment Instruction/Instrument Return charges	Rs.500/- per instance
Cheque/Instrument Swap charges	Rs.500/- per instance
Duplicate Statement issuance charges	Rs. 250/- per instance
Duplicate Amortization schedule issuance charges	Rs. 250/- per instance
Duplicate Interest Certifcate (Provisional/Actual) issuance charges	Rs. 250/- per instance
Issuance charges for Photocopy of title documents	Rs.250/- per document set
Charges on customer initiated requests for copies of documents	Rs. 250 per document set