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Axis Bank Personal Loan

Home > Axis Bank Personal Loan
Minimum Loan Amount Rs. 1 lakh
Maximum Loan Amount Rs. 20 lakh
Interest Rates [Min] 14%
Interest Rates [Max] 21%
Interest Type Fixed & Reducing
Procesing Fees 1.5% for Axis Bank salary account holders &
2% for other than Axis salary account holders
+ Government Service Tax
Part - prepayment Possible & Charges NIL
Foreclosure Charges NIL
Repayment Tenor [Min] 1 year
Repayment Tenor [Max] 5 years

Other Charges
Charges for late payment of EMI @24.00% per annum i.e 2% per month on the overdue installment
Cheque Bounce Charges Rs. 500 per cheque bounce + Service Tax as applicable
Cheque/Instrument Swap charges Rs.500 per instance + Service Tax as applicable
Duplicate Statement Issuance Charges Rs 250 per instance + Service Tax as applicable
Duplicate Amortization Schedule Issuance Charges Rs 250 per instance + Service Tax as applicable
Issuance Charges for Photocopy of Loan Agreement/Documents Rs 250 per instance + Service Tax as applicable

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