Axis Bank Personal Loan
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| Minimum Loan Amount | Rs. 1 lakh |
| Maximum Loan Amount | Rs. 20 lakh |
| Interest Rates [Min] | 14% |
| Interest Rates [Max] | 21% |
| Interest Type | Fixed & Reducing |
| Procesing Fees | 1.5% for Axis Bank salary account holders & 2% for other than Axis salary account holders + Government Service Tax |
| Part - prepayment | Possible & Charges NIL |
| Foreclosure Charges | NIL |
| Repayment Tenor [Min] | 1 year |
| Repayment Tenor [Max] | 5 years |
| Other Charges | |||||||
|---|---|---|---|---|---|---|---|
| Charges for late payment of EMI | @24.00% per annum i.e 2% per month on the overdue installment | ||||||
| Cheque Bounce Charges | Rs. 500 per cheque bounce + Service Tax as applicable | ||||||
| Cheque/Instrument Swap charges | Rs.500 per instance + Service Tax as applicable | ||||||
| Duplicate Statement Issuance Charges | Rs 250 per instance + Service Tax as applicable | ||||||
| Duplicate Amortization Schedule Issuance Charges | Rs 250 per instance + Service Tax as applicable | ||||||
| Issuance Charges for Photocopy of Loan Agreement/Documents | Rs 250 per instance + Service Tax as applicable | ||||||


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