DCB Bank Home Loan

Base Rate	10.5%
Floting Interest Rate	11.5%
Fixed Interest Rate for 2 years	11.5%
Processing Fee	0.5% + service tax Login fee of Rs. 2500/- Non-Refundable
Max Loan to Value Ratio	80% of the market value as determined by the bank or 100% of the sanctioned amount which ever lower.
Franking Charges	0.2% of the loan amount
Part Pre-Payment Charges	Up to 25% of principal outstanding in a block of 12 months from the date of full disbursal -NIL. Above 25% of principal outstanding in a block of 12 months from the date of full disbursal - 2% (on the total part prepayment amount)
Full Closure Charges	2% (on the principal outstanding including any part pre-prepayment during a block of 12 months from the date of full disbursal, which was not charged earlier)

Other Charges
Penal Interest	3% per Month
Repayment Instruction/Instrument Return Charges	Rs. 500/- per event
Cheque/Instrument Swap Charges	Rs. 500/- per event
Document Retrieval charge	Rs. 500/- per event
Amortization Schedule	Rs. 100/- per schedule
Statement of Account	Rs. 100/- per statement
Foreclosure Statement	Rs. 100/- per statement
Duplicate No Objection CertificateNo Dues Certificate	Rs. 100/-
Revalidation of No Objection Certificate	Rs. 100/- per NOC