Fullerton India Personal Loan

Minimum Loan Amount	1 lacs
Maximum Loan Amount	6 lacs
Interest Rates [Min]	19%
Interest Rates [Max]	34%
Interest Type	Fixed & Reducing
Tenor [Min]	1 year
Tenor [Max]	4 years
Procesing Fees	2% to 3% + Government Service tax
Insurance Charges	As applicable
Part - prepayment	Not Allowed
Full Prepayment Charges
Within 6 months from the Agreement Date	Not Allowed
Within 7 months to 12 months from the Agreement Date	5%
Within 13 months to 24 months from the Agreement Date	4%
After 24 months from the Agreement Date	4%

Other Charges
Delayed EMI Payment Charges ( per month of delay, every month)	250
Cheque /ECS dishonoured Charges ( per dishonour of cheque/ECS per presentation)	300
Swap Charges- for replacement of Post-dated cheques/ECS ( per instance)	500
Loan Cancellation charges(loan cancelled before first EMI)	NA
Document Retrieval Charges/copy of Property/Loan Agreement papers	NA
Duplicate NOC/ NOC Revalidation	NA