HDFC Bank Personal Loan

Minimum Loan Amount	Rs. 50,000
Maximum Loan Amount	Rs. 15,00,000
Interest Rates [Min]	15.5%
Interest Rates [Max]	22%
Interest Type	Fixed & Reducing
Procesing Fees	2% for HDFC Bank salary account holders & 2.25% for other than HDFC salary account holders + Government Service Tax
Insurance Charges	As applicable
Part - prepayment	Not Allowed
Full prepayment	Salaried- No pre-payment permitted until repayment of 12 EMIs
Foreclosure Charges	Salaried- 4% of the Principal Outstanding after repayment of 12 EMIs. For top-up/enhancements - 2% of the Principal Outstanding
Repayment Period [Min]	1 year
Repayment Period [Max]	5 years

Other Charges
Charges for late payment of EMI	@ 24 % p.a on amount outstanding from date of default
Cheque Bounce Charges	Rs 450/- per cheque bounce
Cheque swapping charges	Rs 500/- per event
No Due Certificate / No Objection Certificate (NOC)	NIL
Duplicate no due certificate / NOC	Rs 250/-
Stamp Duty & other statutory charges	As per applicable laws of the state
Loan Re-booking charges / Re-scheduling charges	Rs 1000/-
Loan cancellation charges	Rs. 1000/-
Legal / incidental charges	At actual