ICICI Bank Home Loan

Base Interest Rate	10%
1 Year Fixed	Loan up to 25 lacs - 10.5% ROI 13th EMI onwards -Base rate + 0.5% From 25 to 75 lacs - 11% ROI 13th EMI onwards -Base rate + 1% Above75 lacs+ = 11.5% ROI 13th EMI -Base rate + 1.5%
2 Years & 3 Years Fixed	Loan up to 25 lacs - 10.75% ROI 25th / 37th EMI onwards -Base rate + 0.5% From 25 to 75 lacs - 11.25% ROI 25th / 37th EMI onwards -Base rate + 1%� Above75 lacs+ = 11.75% ROI 25th / 37th EMI -Base rate + 1.5%
Floating Rates	Loan up to 25 lacs - 10.5% From 25 to 75 lacs - 11% Above75 lacs+ = 11.5%
Processing Fee	0.5% of the loan amount + Service tax
Part prepayment Charges	NIL
Full closer charges	2% on amount prepaid and on all amounts tendered by the borrower towards prepayment of the facility during the last one year from the date of final prepament.
Switching Charges (Fixed to Floating or vice-a-versa)
Max Loan to Value ratio	80% of the market value as determined by the bank or 100% of the sanctioned amount which ever lower.