Standard Chartered Bank Loan Against Property
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| Interest Rate | 12% to 12.50% |
| Processing Fee | 1% of the loan amount + service tax |
| Base Rate | 9.75% |
| Maximum Tenor | |
| Part Payment Charges | 25% of the original loan amount in one Financial Year, above that 2% |
| Full Closer Charges | 2% of the out standing amount. |
| Other Charges | |||||||
|---|---|---|---|---|---|---|---|
| Late Payment Charges | 27% p.a | ||||||
| Cheque / ECS Bounsing Charges | Rs.495/- per instance | ||||||
| Documents Retrival Charges (property documents & photocopies of the same) |
Rs.300/- per instance | ||||||
| Switching Charges (applicable only for Variable rate customers) |
0.75% of the principal outstanding. | ||||||


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